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Imagine you’re at an amusement park, and the second the rollercoaster drops, you scream “GET ME OFF!” mid-ride.
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You know who accurately predicts market highs and lows? No one. Not even the people on TV with fancy suits and stock tickers behind them.
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Track every category. Review every receipt. Color-code your life. Become the kind of person who enjoys looking at bank statements on a Sunday. For most people, that version does not stick. Not because they are bad with money. Because the setup is too fussy, too time-consuming, or too annoying to survive real life. A beginner budget does not need to be perfect. It needs to be usable.
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